@font-face{font-family:"Fraunces";src:url("fonts/fraunces.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
  @font-face{font-family:"Epilogue";src:url("fonts/epilogue.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
  @font-face{font-family:"Raleway";src:url("fonts/raleway.woff2") format("woff2");font-weight:400 700;font-style:normal;font-display:swap}
  :root{
    /* Fonts (self-hosted in fonts/): Fraunces = display serif, Epilogue = body,
       Raleway = small uppercase labels. */
    --font:"Epilogue",-apple-system,"Helvetica Neue",Arial,sans-serif;
    --font-display:"Fraunces",Georgia,"Times New Roman",serif;
    --font-label:"Raleway",-apple-system,Arial,sans-serif;
    /* "Cindy Roaming" still-life palette — warm, painterly, LIGHT-only.
       Surfaces = Silk Ivory canvas; text = espresso near-black. */
    /* Warm swatch palette, brighter/more-saturated tints (the version preferred
       over the greige "exact" pass). Text shades stay deep for readability. */
    --paper:#e7e2d7;--card:#f2eee4;
    --ink:#2c2622;--mut:#6b5f57;--dim:#75695d;--faint:#877b6c;
    --line:rgba(66,32,32,.14);--line2:rgba(66,32,32,.07);
    /* positive — Olive Bark (richer green) */
    --green-bg:#e0e2ce;--green:#574a28;--green-d:#3a3418;--green-b:#4c451f;
    /* over-budget / alert — Brick Ember (richer red) */
    --red-bg:#edd7d1;--red:#6f1b15;--red-d:#571610;
    /* you owe / outflow — Rose Bare clay */
    --coral-bg:#ead9d0;--coral:#835043;--coral-d:#5f382d;
    /* due this month — Honey Gold */
    --amber-bg:#efe3c6;--amber:#79612f;--amber-d:#584619;
    /* building next — soft Sage green (was boring taupe; livelier, no purple) */
    --blue-bg:#d6ddc2;--blue:#556036;--blue-d:#3c4622;
    /* gold accent — date-chip star */
    --rust:#8a6a2f;
    /* terracotta — the Sam/Sapphire settle-up card (light clay bg, dark clay text) */
    --burg:#f0ddce;--burg-t:#8a4726;--burg-v:#6f3a1e;}
  *{box-sizing:border-box}
  body{font-family:var(--font);color:var(--ink);margin:0;background:var(--paper)}
  .wrap{max-width:620px;margin:0 auto;padding:20px 16px}
  h1{font-size:22px;font-weight:500;margin:0 0 4px}
  .sub{font-size:13px;color:var(--mut);margin:0 0 6px}
  .stamp{font-size:11px;color:var(--faint);margin:0 0 18px}
  .sec{background:var(--card);border:.5px solid var(--line);border-radius:12px;padding:16px;margin-bottom:14px}
  .hero{border:none;padding:20px 22px}
  .hero.pos{background:var(--green-bg)} .hero.neg{background:var(--red-bg)}
  /* Daily "collectible" charm — different each day, sits at the right end of the
     month row (Sonny-Angel energy: changing, cute, understated). */
  .daterow{display:flex;align-items:center;justify-content:space-between;gap:10px;margin:3px 0 10px}
  .charm{width:44px;height:44px;flex:none;opacity:.95;animation:bob 4.5s ease-in-out infinite;transform-origin:50% 60%}
  .charm svg{width:100%;height:100%;display:block}
  /* Weekly rotating art piece */
  .artcard{text-align:center;padding:22px 16px}
  .art svg{width:auto;height:158px;max-width:90%}
  .art-img{max-width:88%;max-height:180px;object-fit:contain;display:inline-block}
  .artcap{font-family:var(--font-label);font-size:10.5px;letter-spacing:.09em;text-transform:uppercase;color:var(--dim);margin-top:10px}
  .artcap b{color:var(--amber);font-weight:600}
  @keyframes bob{0%,100%{transform:translateY(0) rotate(-4deg)}50%{transform:translateY(-4px) rotate(4deg)}}
  @media (prefers-reduced-motion:reduce){.charm{animation:none}}
  .big{font-size:44px;font-weight:500;line-height:1.1;font-variant-numeric:tabular-nums}
  .h-label{font-size:13px} .h-sum{font-size:13px;margin-top:6px}
  .h-spend{margin-top:12px;padding-top:12px;border-top:.5px solid rgba(11,11,11,.1);font-size:14px}
  .boxes{display:flex;gap:10px;margin-bottom:14px;flex-wrap:wrap}
  .box{flex:1 1 160px;border-radius:8px;padding:10px 12px}
  .box .t{font-size:12px}.box .v{font-size:24px;font-weight:500;font-variant-numeric:tabular-nums}.box .s{font-size:11px;margin-top:2px}
  .row{display:flex;align-items:center;justify-content:space-between;padding:7px 0;border-bottom:.5px solid var(--line2);gap:8px;flex-wrap:wrap}
  .h2{font-size:14px;font-weight:500;margin-bottom:2px}
  .note{font-size:12px;color:var(--dim);margin-bottom:8px}
  button{height:32px;border:.5px solid rgba(11,11,11,.3);border-radius:8px;background:transparent;font-size:14px;font-family:inherit;cursor:pointer;padding:0 14px}
  .rowlab{font-size:14px;color:var(--mut)}
  .val{font-size:15px;font-weight:500;font-variant-numeric:tabular-nums}
  .tot{float:right;font-weight:500;font-variant-numeric:tabular-nums;color:var(--ink)}
  .priv{cursor:pointer}
  .priv .h2{display:flex;align-items:baseline;gap:8px}
  .priv .tot{margin-left:auto;float:none}
  .peek{font-family:var(--font-label);font-size:9.5px;letter-spacing:.09em;text-transform:uppercase;color:var(--dim);font-weight:600}
  .mask{letter-spacing:3px;color:var(--faint);vertical-align:-1px}
  .subh{font-size:12px;font-weight:500;margin:9px 0 2px}
  .netrow{border-bottom:none;border-top:.5px solid var(--line);padding-top:10px;margin-top:4px}
  .foot{font-size:11px;color:var(--faint);text-align:center;margin-top:6px}
  .hdr{display:flex;align-items:center;justify-content:space-between;gap:10px}
  .datesub{font-size:15px;color:var(--mut);font-weight:500;margin:2px 0 4px}
  .refresh{height:34px;width:42px;padding:0;font-size:19px;line-height:1;flex:none}
  .box.clk{cursor:pointer;position:relative}
  .box.clk:active{opacity:.85}
  .box.clk.on{outline:1.5px solid rgba(11,11,11,.28)}
  .car{font-size:11px;opacity:.55}
  .panel{border:.5px solid var(--line);border-radius:8px;padding:12px;margin:2px 0 12px;background:rgba(0,0,0,.02)}
  .boxes .panel{flex:1 1 100%;margin:2px 0 2px}
  .plabel{font-size:12px;color:var(--mut);margin-bottom:9px}
  .pbar{display:flex;height:16px;border-radius:8px;overflow:hidden;background:var(--line2);gap:1px;position:relative}
  .pbar.big{height:26px;border-radius:9px}
  .pbar .seg{height:100%}
  .vmark{position:absolute;top:0;bottom:0;width:0;border-left:2px dotted var(--red);transform:translateX(-1px);pointer-events:none;z-index:1}
  .cyc .pmeta{font-size:13px}
  .cyc .pmeta b{font-size:15px}
  .pbar.over{outline:1.5px solid var(--red);outline-offset:1.5px}
  .pmeta{display:flex;justify-content:space-between;align-items:baseline;gap:8px;flex-wrap:wrap;font-size:12px;margin-top:9px;color:var(--mut)}
  .legend{display:flex;flex-wrap:wrap;gap:12px;margin-top:9px;font-size:12px;color:var(--mut)}
  .legend .lg{display:flex;align-items:center;gap:5px}
  .legend i{width:10px;height:10px;border-radius:2px;display:inline-block;flex:none;box-shadow:inset 0 0 0 .5px rgba(66,32,32,.28)}
  .pbar .seg{box-shadow:inset 0 0 0 .5px rgba(66,32,32,.14)}
  /* Single theme, light 24/7 — no dark-mode override by design. */
  /* Typography: Fraunces for headings + numerals, Raleway for eyebrow labels. */
  h1,.h2,.big,.box .v,.val,.tot,.pmeta b{font-family:var(--font-display);font-optical-sizing:auto}
  .h-label,.plabel,.subh,.datesub,.stamp,.foot{font-family:var(--font-label)}
  .h-label{text-transform:uppercase;letter-spacing:.09em;font-weight:600}
  /* Date as an on-theme "swatch chip": rounded pill, tracked uppercase, gold star. */
  .datesub{display:inline-block;text-transform:uppercase;letter-spacing:.11em;font-size:11.5px;
    font-weight:600;color:var(--amber-d);background:var(--amber-bg);border:.5px solid rgba(148,123,80,.4);
    padding:5px 13px;border-radius:999px;margin:0}
  .datesub .star{color:var(--red);margin-right:7px;line-height:0;vertical-align:-1px}
  .datesub .star svg{width:11px;height:11px;display:inline-block}

  /* ---- Ask about your money — read-only chat (chat.js) -------------------- */
  .chat-fab{position:fixed;left:50%;transform:translateX(-50%);bottom:16px;z-index:40;
    font-family:var(--font-label);font-size:12.5px;font-weight:600;letter-spacing:.04em;
    color:var(--card);background:var(--burg-v);border:none;border-radius:999px;
    padding:12px 20px;box-shadow:0 6px 20px rgba(66,32,32,.28);cursor:pointer}
  .chat-fab[hidden]{display:none}
  .chat-sheet{position:fixed;left:0;right:0;bottom:0;z-index:41;margin:0 auto;max-width:680px;
    display:flex;flex-direction:column;max-height:82vh;background:var(--paper);
    border-top-left-radius:18px;border-top-right-radius:18px;
    box-shadow:0 -8px 30px rgba(66,32,32,.22);border:.5px solid var(--line)}
  .chat-sheet[hidden]{display:none}
  .chat-head{display:flex;align-items:flex-start;justify-content:space-between;gap:10px;
    padding:14px 16px 10px;border-bottom:.5px solid var(--line)}
  .chat-title{font-family:var(--font-display);font-size:16px;color:var(--ink);line-height:1.15}
  .chat-sub{display:block;font-family:var(--font);font-size:11px;color:var(--dim);font-weight:400;margin-top:2px}
  .chat-x{background:none;border:none;font-size:16px;color:var(--dim);cursor:pointer;line-height:1;padding:2px 4px}
  .chat-log{flex:1 1 auto;overflow-y:auto;padding:14px 16px;display:flex;flex-direction:column;gap:10px}
  .chat-hint{font-size:12.5px;color:var(--dim);line-height:1.5;background:var(--card);
    border:.5px solid var(--line2);border-radius:12px;padding:11px 13px}
  .chat-msg{max-width:85%;font-size:14px;line-height:1.45;padding:9px 13px;border-radius:14px;word-wrap:break-word}
  .chat-msg.me{align-self:flex-end;background:var(--burg);color:var(--burg-v);border-bottom-right-radius:5px}
  .chat-msg.bot{align-self:flex-start;background:var(--card);color:var(--ink);
    border:.5px solid var(--line);border-bottom-left-radius:5px}
  .chat-msg.bot code,.chat-msg.me code{font-family:ui-monospace,Menlo,monospace;font-size:12.5px;
    background:rgba(66,32,32,.08);padding:1px 4px;border-radius:4px}
  .chat-err{align-self:center;font-size:12.5px;color:var(--red-d);background:var(--red-bg);
    border:.5px solid rgba(111,27,21,.25);border-radius:10px;padding:8px 12px}
  .chat-msg.thinking{padding:12px 15px}
  .dots{display:inline-flex;gap:4px}
  .dots i{width:6px;height:6px;border-radius:50%;background:var(--faint);display:inline-block;
    animation:chatbob 1s infinite ease-in-out}
  .dots i:nth-child(2){animation-delay:.15s} .dots i:nth-child(3){animation-delay:.3s}
  @keyframes chatbob{0%,60%,100%{transform:translateY(0);opacity:.5}30%{transform:translateY(-4px);opacity:1}}
  .chat-input{display:flex;align-items:flex-end;gap:8px;padding:10px 12px;border-top:.5px solid var(--line)}
  .chat-input textarea{flex:1 1 auto;resize:none;font-family:var(--font);font-size:15px;color:var(--ink);
    background:var(--card);border:.5px solid var(--line);border-radius:16px;padding:10px 14px;line-height:1.35;
    max-height:120px;-webkit-appearance:none}
  .chat-input textarea:focus{outline:none;border-color:var(--burg-t)}
  .chat-send{flex:none;width:38px;height:38px;border-radius:50%;border:none;cursor:pointer;
    background:var(--burg-v);color:var(--card);font-size:18px;line-height:1}
  .chat-send:disabled{opacity:.5}
  .chat-foot{text-align:center;padding:0 0 10px}
  .chat-new{background:none;border:none;font-family:var(--font-label);font-size:10.5px;letter-spacing:.08em;
    text-transform:uppercase;color:var(--dim);cursor:pointer;font-weight:600}
  .chat-status{font-size:12.5px;color:var(--dim);vertical-align:middle}